Terms of Service

Last updated: March 4, 2026

These Terms of Service govern your use of SafeGuard India and its services. By accessing and using our website, you agree to be bound by these terms and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our platform. We reserve the right to modify these terms at any time, and your continued use of our services constitutes acceptance of any changes.

Acceptance of Terms

By visiting and using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service in their entirety. Your access to and use of our educational content regarding insurance fundamentals, term life insurance, health coverage basics, and IRDAI regulatory frameworks is conditioned upon your acceptance of these terms. We provide our services on an “as is” basis, and we make no warranties regarding the completeness or accuracy of all information. If you disagree with any provision, please discontinue use immediately.

User Obligations

As a user of our platform, you agree to comply with all applicable laws and regulations. You shall not engage in any activity that disrupts, interferes with, or damages our website’s functionality or security. You are responsible for maintaining the confidentiality of any account information and for all activities occurring under your account. We expect all users to treat our content and services with respect and to refrain from unauthorized copying, distribution, or modification of our materials. Violation of these obligations may result in immediate termination of your access.

Intellectual Property

All content on our platform, including text, graphics, logos, images, and educational materials about insurance coverage and IRDAI frameworks, is the exclusive property of our organization or its content suppliers and is protected by international copyright laws. You are granted a limited, non-exclusive license to view and print content for personal, non-commercial use only. Any unauthorized reproduction, distribution, transmission, or modification of our intellectual property is strictly prohibited. Unauthorized use may result in civil and criminal penalties under applicable intellectual property laws.

Limitation of Liability

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use or inability to use our website or services, including damages for lost profits, lost data, or business interruption. Our total liability to you for any claims arising from these terms or your use of our platform shall not exceed the amount you paid for our services, if any. This limitation applies regardless of the legal theory on which the claim is based, whether in contract, tort, strict liability, or otherwise.

Termination

We reserve the right to terminate or suspend your access to our platform at any time, without notice or cause, at our sole discretion. Termination may occur if you violate these Terms of Service or engage in conduct that we deem inappropriate or harmful. Upon termination, your right to access our services ceases immediately, and all provisions of these terms that by their nature should survive termination shall remain in effect. We may update these Terms of Service at any time, and your continued use following any modifications constitutes your acceptance of the revised terms.